Gov. DeSantis announces $5M for insurance deductibles for those affected by Hurricane Ian

Gov. Ron DeSantis has announced $5 million will go toward local housing partners to help those impacted by Ian pay down their deductibles.

Funding assistance is available to residents living in Charlotte, Collier, DeSoto, Hardee, Lee and Sarasota counties who apply and qualify through Florida Housing’s local housing partners, according to a press release.

For more information, visit the website.

According to a press release from the governor’s office, “Florida Housing annually receives funding from the Legislature for the State Housing Initiatives Partnership (SHIP) program, of which $5 million is set aside to be used in the event of a natural disaster. This year, the disaster funds have been allocated to assist Floridians who are low to moderate income, live in one of the six counties hardest hit by Hurricane Ian and cannot afford to pay their insurance deductibles.”

DeSantis announced the funds during a press conference in Punta Gorda on Saturday.

Florida Housing is also working on compiling information on disaster relief resources. The following are possible resources for families affected by Hurricane Ian:

• Individuals that have been displaced from their homes are encouraged to visit www.FloridaHousingSearch.org. This free, statewide search platform is constantly being updated to ensure all listings are accurate and can help quickly locate an affordable rental property. If you do not have Internet access, you may also call the following toll-free number for assistance in conducting a search: 1-877-428-8844.
• If your home sustained damage as a result of the storm, your local State Housing Initiatives Partnership (SHIP) program office may have recovery assistance available to help with temporary relocation, rental assistance, debris removal and/or home repairs. Please contact your local SHIP office directly for more information: Local Government Information (floridahousing.org)
• Florida residents can apply for federal assistance to help with disaster-related expenses, including temporary lodging. For more information please visit www.DisasterAssistance.gov, call 800-621-FEMA (3362) or use the FEMA App.
• Residents who used Florida Housing’s Homeownership Loan Program (HLP) may be eligible for Disaster Relief Assistance through US Bank. Please visit their website for more information: Disaster relief assistance | Here for you | U.S. Bank (usbank.com)
• Freddie Mac, Fannie Mae, and Federal Housing Administration loans (FHA) back the majority of U.S. mortgages – and each has some kind of program to help homeowners struggling to pay their monthly mortgage payment after a disaster. Disaster relief options are offered to homeowners in declared major disaster areas. However, even homeowners outside those areas may have options if their home incurred a disaster-related loss that impacts their ability to make a mortgage payment. Foreclosure and other legal proceedings are also suspended while homeowners are on a forbearance plan. Click here to learn more.
• Operation Blue Roof: Operated by the U.S. Army Corps of Engineers, Operation Blue Roof provides homeowners and permanently occupied rental properties in disaster areas with fiber-reinforced sheeting to cover their damaged roofs until arrangements can be made for permanent repairs.
• If you own a private business that has been impacted, please visit www.FloridaDisaster.biz/.