Published: Jul 23, 2014 5:15 PM EDT
Updated: Jul 30, 2014 1:31 PM EDT

PUNTA GORDA, Fla. - When a storm brews, it's always a good idea to take cover.  But sometimes, lightning can even be dangerous indoors.

WINK News Chief Meteorologist Jim Farrell says one bolt of lightning can pack up to 125 million volts ot electricity.

Electrician Jeff Masters says lightning doesn't need to strike a home directly to cause damage.

"The lightning doesnt have to strike in your backyard or neighborhood," Masters said.  "It could be down the road."

To protect your home, Masters recommends a surge suppressor.

"A surge suppressor is like a gate valve.  It shuts that extra voltage down, so it doesnt come into your home," Masters explained.

Without it, Masters said an electrical surge, like one caused by lightning, can cut power to your home or even start a fire.

"You're submitting so much voltage into the house, that would happen," Masters said.

Masters says store-bought surge protectors might not be enough to protect a home.  He also says lightning rod systems can cost thousands of dollars.

A surge suppressor takes about 20 minutes to install next to the circuit panel.  It costs less than $300.

"It could help protect your home," Masters said. "Very much so."