Published: Jun 18, 2014 1:15 PM EDT

LEE COUNTY, Fla.- Next year, you'll get a small break on insurance bills. Florida is cutting a 1.3 percent fee used to pay off claims from Hurricane Wilma in 2005.

The tax was expected to remain on insurance bills until July 2016, but lawmakers voted the "hurricane tax" will no longer be on policies starting January 1, 2015.

Hurricane Wilma is the most intense recorded storm on record in the Atlantic, and the last category three or stronger storm to hit the United States.

A study released by a California non-profit direct relief lists the top 10 counties most vulnerable to hurricanes. Three of those are in Florida: Highlands, Glades and Desoto counties. Suprisingly, those at higher risk are inland counties. The study finds that inland areas are not as prepared as coastal communities and that the after-affects, like flooding, high winds, and even tornados can cause serious damage after the storm has made landfall.

The findings are based on the past 10 years of hurricanes.