Published: Jan 22, 2014 8:29 PM EST
Updated: Jan 23, 2014 4:11 PM EST

COLLIER COUNTY, Fla.- "It's not something where if you did a Google search for credit card information that you're gonna find it."

Identity theft Carrie Kerskie said when personal information gets stolen, it goes to a secret spot online ready to be sold to the highest bidder. In many cases, Kerskie said, the higher your credit score, the more your privacy is worth to crooks.

"Once you're in, you can buy this stuff just like you were buying a product from Amazon," said Kerskie.

She said often times bad guys stick to their region to make purchases. For instance, the southeast.

"That way they can avoid detection."

WINK News saw evidence of that this week. Two Mexican citizens were arrested for allegedly using hijacked account information of Texas residents, stolen during last month's breach at Target.

"They were using the data information from people from that region to buy high end electronics."

And just because Kerskie is an expert, doesn't mean she's untouchable. This week she and her husband learned from their bank their debit card was impacted by the Target breach.

"Someone had tried to make a fraudulent purchase out of the Michigan area, using his information."

That's why, Kerskie said, it's more important than ever to check your accounts regularly along with your credit score.

"Just be diligent."

And a new report said a virus was used in last month's breach at Target. Kerskie said there are possibly hundreds of stores out there that already have this virus on their systems, they just have not been able to detect it yet.