Published: Mar 28, 2013 4:41 PM EDT
Updated: Mar 28, 2013 6:03 PM EDT

CAPE CORAL, Fla.- Cape Coral Police are cracking down on a growing problem in the area--insurance fraud. WINK News rode along with officers this morning as they stopped drivers without insurance. 

If you drove around cape coral Thursday morning, you might have noticed a little more police activity on the roads. Police officers were out in full force to nab drivers who either don't have  car insurance or are using illegal insurance cards.

"That is a huge problem here in this area," said Jose Olivier with the National Insurance Crime Bureau.

It's a problem Cape PD says is tough to take down. Right now there isn't a running database of insurance information that allows officers to verify  policies and this makes it easier for drivers to get by with fraudulent insurance cards. That could make you end up paying more out of pocket.

"If you get in an accident, it costs rate payers, you and I, millions and millions of dollars in the form of increased rates," said Tony Sizemore with the Cape Coral Police Department.

We rode along with officer Nick Slover, the leader of just one of three teams of officers on patrol.

"Times are rough and people are trying to cut corners, so they may not pay their insurance bill that day or that month," he said.
While they pulled over violators, back at police headquarters is a room full of agents from different insurance agencies verified policies.

Authorities say there's a higher chance of getting caught with fraudulent insurance cards in bigger cities, so the culprits come here.

"If you combine the city of Tampa, Miami and Orlando, we're number one in the country as far as fraud," said Olivier.

Cape Coral police say they gave half a dozen people citations for not having proof of insurance. Along with many of insurance agencies, the Cape Coral Police Department worked with the National Insurance Crime Bureau and Florida Highway Patrol.