Published: Jan 10, 2013 11:53 PM EST
Updated: Jan 11, 2013 12:00 AM EST

Cape Coral, Fla. -- Southwest Florida business owners are trying to figure out how they are going cover future health care costs.
     The Cape Coral Construction Industry Association held a dinner program Thursday night on the Affordable Care Act.
     Guest speakers from Alltrust Insurance talked about how it would affect employers and their workers, and what they need to do to prepare for 2014.
     Johnny Matthews of Coastal Building Materials said "I wanted to be here to be sure there's not something I'm missing that's going to drastically affect our company from a financial stand point."
     Joe Part, the founder of "Alltrust Insurance" said his advice for employers is to encourage their employees to live healthier lifestyles.