Published: Dec 12, 2012 6:19 PM EST
Updated: Dec 12, 2012 6:45 PM EST

CAPE CORAL, Fla. - "I handed the teller a note, and told her that they were holding my husband," she said.

It's a story you'll see only on WINK. A loved one, kidnapped and held for ransom! It's a frightening scenario, and a Matlacha woman was convinced it happened to her husband.

She got a call from an unknown man, demanding money. But she later found out this was all a scam. 

We are hiding this woman's face and name to protect her identity. She's now telling her story in hopes this will never happen again. Her husband travels often for work, and because of this, she believed the man on the phone.

"He said you gotta give it to me, or I'm going to kill your husband! You'll never see your husband again!" she said. 

Terrifying words from a stranger. 

A man told this woman her husband was in a car wreck, and injured the caller's relative. The upset caller told her he's holding her husband for ransom.

The couple has been married for more than 50 years. She told the man she would get money out of the bank. "He said you'll have to stay on the phone the whole time, so I got in the car. And every minute he was like, 'where are you now? what street are you on?'" 

Still on the phone, she went to Regions Bank off Del Prado Boulevard. And suspecting something wasn't right, she slipped the teller a note to get help.  "I said out loud oh you want me to go to Walmart? Because I wanted the teller to hear me. He said 'who are you talking to?' And I said, 'I'm talking to you!'" 

She withdrew $400.00 and wired the money to an out of state account. "I felt like I had a gun at my head for three hours," she explained.

She then told the man to take her husband to Cape Coral Hospital. While she was there, she got a call from police telling her, her husband was ok! And that this was a scam.

The bank teller called police. "I had tried to stay calm and think for so long I fell apart when the police arrived," she said.

The scammers used open ended questions to get what they wanted.

If you get a call like this, police say, do not give away any personal information, and don't wire money. Call the authorities.      

Cape Coral Police, and the Lee County Sheriff's Office are now investigating what happened.