WASHINGTON (AP) - Regulators have closed two small banks in Georgia, one in Florida and one in Kansas, bringing to 37 the number of U.S. bank failures this year.
    
The Federal Deposit Insurance Corp. seized Georgia Trust Bank, based in Buford, Ga., with $119.8 million in assets and $117.4 million in deposits; First Cherokee State Bank, based in Woodstock, Ga., with $222.7 million in assets and $193.3 million in deposits; and Royal Palm Bank of Florida, based in Naples, Fla., with $87 million in assets and $85.1 million in deposits.
    
Also shuttered was Heartland Bank in Leawood, Kan., with $110 million in assets and $102.6 million in deposits.
    
Atlanta-based Community & Southern Bank agreed to assume the deposits of the Georgia banks and to buy all the assets of First Cherokee State Bank.

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