TAMPA, Fla. - Florida's candidates for governor continued the negative tone of the fall campaign in their final debate, aired to a nationwide audience on CNN Monday night.

"He certainly was not following the rules when led a company was convicted of 14 felonies because they were engaged in medicare fraud," Democrat Alex Sink said of the settlement against Republican Rick Scott's former company, Columbia/HCA.

Scott responded pointing to problems with Sink's former company, Nation's Bank.

"Your bank was sued and you paid fines.  That's called fraud.  I have a whole list, you want to talk about fraud, I can give you a list of them," Scott said.

"You can't lecture me about fraud," Sink responded, to audience laughter.

WINK News also ran a reality check on the candidates' recent campaign ads.

Scott's commericial accuses Sink of being responsible for losing billions of dollars with risky investments for the state's pension fund.

"Sink was warned against making risky investments.  She did it anyway," the ad said.

Its true the state fund has lost value, about $16 billion from its high point in 2007 to October 15, 2010, according to the Florida State Board of Administration.  However,  the drop in value coincided with the collapse of the economy.

But its not entirely true that the pension fund is only Sink's responsibility.  Sink sits on a Board of Trustees for the State Board of Administration with two others: Republican-turned-Independent Governor Charlie Crist and Republican Attorney General Bill McCollum.

Meantime, many of Sink's attacks have focused on the investigation into Scott's former health care company.

"When he was questioned under oath, Rick Scott plead the Fifth 75 times," said the Sink ad, featuring members of law enforcement.

But this claim isn't accurate either.  While its true Scott took the fifth 75 times in a deposition, WINK News discovered the case involved wasn't dealing with medicare fraud, but a telecommunications dispute at Columbia/HCA.

"It was a legal dispute that was settled, it has nothing to do with running for governor," Scott said in the debate about the investigations into his former company.