PANAMA CITY BEACH, Fla. (AP) - An autopsy is planned for a Georgia man who died while swimming in the Gulf of Mexico off the Florida Panhandle.

Panama City Beach police say 26-year-old Kyle Galloway of Cookeville, Ga., was swimming with two friends early Saturday. The others lost contact with Galloway after they were hit by a wave.

A Coast Guard helicopter spotted Galloway's body later in the morning. The body was taken to the medical examiner's office.

Red flags have been flying to caution swimmers about rough surf conditions. It's the third apparent drowning in four days.