Published: Jul 29, 2010 11:46 AM EDT
Updated: Jul 29, 2010 8:46 AM EDT

LOS ANGELES (AP) - Households across a majority of large U.S.

cities received more foreclosure warnings in the first six months

of this year than in the first half of 2009, new data shows.

The trend is the latest sign that the nation's foreclosure

crisis is worsening as homeowners battling high unemployment, slow

job growth and an uneven rebound in home prices continue to fall

behind on their mortgage payments.

In all, 154 out of 206 metropolitan areas with at least 200,000

residents posted an annual increase in foreclosure activity between

January and June, foreclosure listing firm RealtyTrac Inc. said

Thursday.

The firm tracks notices for defaults, scheduled home auctions

and home repossessions - warnings that can lead up to a home

eventually being lost to foreclosure.

The latest figures show the threat of foreclosures is spreading

well beyond the top tier of metropolitan areas located in

California, Florida, Nevada and Arizona, which have borne the brunt

of the fallout from the housing crisis.

Those states saw housing values surge during the housing boom

years. When the boom ended, values collapsed and foreclosures

soared.

"The face of foreclosure is driven much more now by

unemployment than in the past, and it's moving out from the places

where we've been focusing on in the last few years," said Rick

Sharga, a senior vice president at RealtyTrac. "The combination of

a weak job market and a weak housing market is making it difficult

in some of these areas."

The Miami-Fort Lauderdale-Pompano Beach metropolitan area in

Florida received more foreclosure-related warnings in the first

half of this year than any other, the firm said.

Florida accounted for nine of the top 20 metro areas with the

highest foreclosure rates.

The latest data echo broader, national foreclosure trends.

The number of households facing foreclosure in the first half of

the year climbed 8 percent versus the same period last year, but

dropped 5 percent from the last six months of 2009, RealtyTrac said

in a report issued earlier this month.

In all, about 1.7 million homeowners received a

foreclosure-related warning between January and June. That

translates to one in 78 U.S. homes.

More than 1 million American households are likely to lose their

homes to foreclosure this year, the firm said.

The latest data included one bright spot: Nine of the top 10,

hardest-hit metropolitan areas saw their foreclosure rates drop

from a year ago. That could suggest foreclosure trends in those

cities, including Las Vegas, Cape Coral, Fla., and Modesto, Calif.,

may have peaked.

"We probably won't know that for sure for another six months,"

Sharga said.

Still, those areas continue to see foreclosure rates that are as

much as five times higher than the national average.

The top 10 metropolitan areas with the highest foreclosure rates

has remained fairly unchanged over the past 12 months.

The Las Vegas-Paradise, Nev., metropolitan area topped the list

with one in every 15 homes receiving a foreclosure warning in the

first half of the year - five times the national average. But

foreclosure filings declined nearly 9 percent versus the first six

months of 2009.

Rounding out the rest of the top 10 metros with the highest

foreclosure rate in the first half of 2010 were Cape Coral-Fort

Myers; Modesto; Merced, Calif.; Riverside-San Bernardino-Ontario,

Calif.; Stockton, Calif.; Phoenix-Mesa-Scottsdale, Ariz.;

Orlando-Kissimmee, Fla.; Vallejo-Fairfield, Calif.; and Miami-Fort

Lauderdale-Pompano Beach, Fla.

The Miami-area metro was the only one among the top 10 to

register an annual increase in its foreclosure rate.