TALLAHASSEE, Fla. - Another key Florida property insurance reform bill has been derailed - at least temporarily - in the Legislature.

An amendment that would have required insurers to pay replacement claims in full without proof of replacement forced Sen. Garrett Richter, R-Naples, to withdraw his bill (SB 2044).

Two amendments by Sen. Ronda Storms, R-Valrico prevailed Thursday over protests by senators who argued current laws permit fraud because policyholders don't have to produce proof of purchase before being fully reimbursed.

The bill's setback came a day after another proposal that would have deregulated rates for insurers was withdrawn by its sponsor. Gov. Charlie Crist had already promised to veto that proposal.