Published: Aug 23, 2012 8:36 PM EDT
Updated: Aug 24, 2012 7:41 AM EDT

FORT MYERS, Fl. - With Isaac still a threat, some businesses are cashing in.  Insurance companies have been especially busy Thursday.

One local agency says they're trying to bind policies before a possible shut down.

Employees at Tim Shaw Insurance Agency say that once a storm reaches a certain longitude or latitude, around Cuba, the insurance companies shut down and they are not allowed to write any policies.

CEO Tim Shaw says they've been on the phone with more than 100 customers.  He wants people to know that if they are waiting to bind their policies, now is the time to do it.

Depending on how Isaac moves, they could be shut down as early as Thursday night or Friday.  Se says until that storm moves far enough away from us -- their hands are tied.

"We're not going to be able to do it until it gets out of the box which means way past North Florida so we've been binding policies like crazy for a lot of customers yesterday and today," Shaw says.

Shaw says many people have called about flood insurance.  He says  that's through federal flood and takes 30 days to go into effect.  So waiting till a few days before a possible storm hits to get that won't help.