Published: Oct 01, 2013 5:49 PM EDT
Updated: Oct 01, 2013 6:44 PM EDT

LEE COUNTY, Fla.- There are several ways to apply for healthcare under the Affordable Care Act. The most common seems to be online, and there were problems and delays today for people looking to sign up. You can also visit navigators at sites across Southwest Florida, where people are trained to talk you through the process.

Several locations in Lee County weren't busy at all on this first day of enrollment, but this morning at the Goodwill Center in Fort Myers, Maritza Velazquez estimated that over 20 people came in. She also took a few phone calls from people asking about how to enroll in the healthcare program, but no one signed up in person.

Once Floridians navigate the website (Healthcare.gov), they'll have 102 different options of insurance to choose from, as well as different tiers of coverage. The cost depends on the insurance carrier. Half of the 3.5 million uninsured Floridans will be eligible for a government subsidy that will pay for their insurance.