CAPE CORAL, Fla. - WINK News Call for Action saves a Cape Coral woman's home after a bank screw-up caused her house to get auctioned off!
Call for Action uncovered two families in Cape Coral who received loan modifications. Both women started sending in their new payments, but both women had their homes put on the auction block anyway. Finally, after repeated calls and questions, Bank of America has bought one of those family's homes back.
When we spoke to Laqurdia Tatum last week the weight of the world was on her shoulders. Laqurdia had received a loan modification through Bank of America and had started paying.
She then went to Fort Bragg to say goodbye to her son who was being sent to serve in Afghanistan. She came home to find her home was auctioned.
Laqurdia then saw our story about Nicole DePuy, another Cape Coral woman who received a loan modification. DePuy's home was also sold out from under her.
"I said wow I need to call and get some action," Laqurdia recalls saying to herself after watching that story.
We repeatedly made phone calls and sent emails to Bank of America to ask how this happened, and Bank of America repeatedly missed our deadlines to respond to these claims. After more than a week Bank of America emailed us this response:
"The third-party has agreed to revert the property back to the Tatums. A few additional steps still need to be completed before the transaction is finalized. We have communicated this to Ms. Tatum's attorney and hope to reach a final resolution soon."
And for Laqurdia Tatum, her nightmare is coming to a close.
"WINK News has just been wonderful; so I thank God for Call for Action because you do take action," she tells us.
Laqurdia heard from her attorney to sign papers to get the home back.
"I'm still here. That's a good thing. I didn't have to go through packing up and finding some place," she says.
More importantly she figured out what to say to her son serving our country.
"I said, 'Oh by the way, there are some things going on with our house but momma is taking care of it.' He said, 'with our house, momma?' I said, 'Yeah, yeah-- don't worry about it.' Momma's got it under control," Laqurdia recalls.
Laqurdia hopes to have all the paperwork finalized by tomorrow and she's also trying not to get too excited. She's still in the trial modification stage. We've seen a lot of statistics where people go through that trial stage only to have the bank never permanently modify the loan. She is working with an attorney to make sure that if she holds up her side of the deal in the trial stage BOA won't try to sell her house again.
As for Nicole DePuy, Bank of America sent us this statement about her predicament:
"After reaching out to Ms. DePuy and her attorney to explain the process to revert the sale, she and her counsel both informed us that she is no longer interested in keeping the house. We are still communicating with Ms. DePuy's counsel in hopes to reach resolution."
Trust WINK News to follow the progress of both women and bring you any new developments as they happen.