FORT MYERS, Fla.-- If you've been delinquent on your mortgage payments and are close to losing your home to foreclosure, help could be on its way. Five major banks will be in town Saturday, July 17th in Immokalee, to sit down with homeowners to try to work out a solution.
Mortgage lenders representing Bank of America, Chase, Wells Fargo, SunTrust, and Fifth Third will all be on hand at the Florida Housing Help Workshop. But if one of your lenders is not there, you can still meet with HUD-certified housing counselors, local housing authorities, or get legal assistance, and credit counseling services.
If you plan to meet with your lender you'll need to bring the following items:
• Recent paycheck stubs and bank account statements
• Driver License or picture ID and Social Security Cards
• Income Tax Returns along with W-2 Forms
• Hardship letter explaining delinquency of mortgage
payments or any gap in employment
• Statements or bills documenting all household expenses
• Recent correspondence from mortgage company and last
• Current property tax bill and proof of homeowners'
Everyone in need of help is welcome to attend, but if you meet with your lender don't expect an outcome immediately.
Terry Cerullo with the Florida Department of Financial Services explains the process is, "not a cut and dry you have an answer today and I got a modification; but most people who leave our workshop across the state are happy that they've come. They've actually met a real person. They've gotten some correct information from somebody on site and started the process."
The workshop is this Saturday, July 17th from 10am to 4pm at the Immokalee Career and Service Center located on 750 South 5th St. in Immokalee. There will be people on hand who speak Spanish. It's on a first come, first serve basis.