Police investigate homicide in front of Fort Myers beauty salonWINK Neighborhood Watch: road rage, domestic violence and camper fire
FORT MYERS Police investigate homicide in front of Fort Myers beauty salon The Fort Myers Police Department is investigating a homicide after police found a man’s dead body in the parking lot of a Fort Myers beauty salon.
SOUTHWEST FLORIDA WINK Neighborhood Watch: road rage, domestic violence and camper fire This weeks segment of WINK Neighborhood watch features: An angry driver, a posterior puncture, and a family camper up in flames.
OCALA Memorial held for migrant bus crash victims A memorial was held in Ocala Friday night after a bus crash left eight people dead and 45 injured this past Tuesday.
IMMOKALEE ROAD 3 injured in deadly crash on Immokalee road The Florida Highway Patrol is currently investigating a deadly crash on Immokalee road.
NAPLES Collier deputies investigating car submerged in water The Collier County Sheriffs Office is investigating the scene of a submerged vehicle in Naples.
GAINESVILLE FGCU softball reflects on season and team’s legacy FGCU softball reflects on the historic season following their elimination doubleheader Saturday as well as what made this team special.
SOUTHWEST FLORIDA The Weather Authority: Scattered storms in the forecast for your Sunday Expect sun and clouds throughout the day, along with scattered rain. Some of the storms have the potential to become severe.
CAPE CORAL Do we need a federal gun database for mental illness? One family says yes One family is on a mission to create a new national gun database. It would require medical professionals to enter mental health information.
ALVA Three dead in triple drowning near the Franklin Lock in Olga The Lee County Sheriff’s Office is responding to a scene of a water rescue where three people were recovered.
PUNTA GORDA The Weather Authority helps you prepare for the hurricane season at the 2024 Charlotte County Hurricane Expo With hurricane season less than two weeks away, it’s important to start preparing.
GAINESVILLE FGCU softball senior balances EMT training and Regional play Ahead of NCAA Regional play, FGCU senior outfielder Riley Oakes started EMT training as she works toward being a trauma surgeon.
PUNTA GORDA Homes For Our Troops grants veteran new home Through all the cheers and a community-wide escort, it’s a ‘welcome to your forever home for army sergeant veteran Brandon Rethmel and his family.
SOUTHWEST FLORIDA Beat the Heat: Stay safe during extreme weather The Weather Authority has issued a heat advisory for portions of South, Southeast, and Southwest Florida from 10 a.m. to 8 p.m. on Saturday.
FORT MYERS Leaders discuss possibility of shutting down Caloosahatchee Bridge Should residents endure two years of partial lane closures, or fully shut the Caloosahatchee bridge down for 10 weeks?
GAINESVILLE FGCU softball parents cherish NCAA Tournament experience The parents of the FGCU softball team are relishing seeing their daughters play in the NCAA Tournament.
FORT MYERS Police investigate homicide in front of Fort Myers beauty salon The Fort Myers Police Department is investigating a homicide after police found a man’s dead body in the parking lot of a Fort Myers beauty salon.
SOUTHWEST FLORIDA WINK Neighborhood Watch: road rage, domestic violence and camper fire This weeks segment of WINK Neighborhood watch features: An angry driver, a posterior puncture, and a family camper up in flames.
OCALA Memorial held for migrant bus crash victims A memorial was held in Ocala Friday night after a bus crash left eight people dead and 45 injured this past Tuesday.
IMMOKALEE ROAD 3 injured in deadly crash on Immokalee road The Florida Highway Patrol is currently investigating a deadly crash on Immokalee road.
NAPLES Collier deputies investigating car submerged in water The Collier County Sheriffs Office is investigating the scene of a submerged vehicle in Naples.
GAINESVILLE FGCU softball reflects on season and team’s legacy FGCU softball reflects on the historic season following their elimination doubleheader Saturday as well as what made this team special.
SOUTHWEST FLORIDA The Weather Authority: Scattered storms in the forecast for your Sunday Expect sun and clouds throughout the day, along with scattered rain. Some of the storms have the potential to become severe.
CAPE CORAL Do we need a federal gun database for mental illness? One family says yes One family is on a mission to create a new national gun database. It would require medical professionals to enter mental health information.
ALVA Three dead in triple drowning near the Franklin Lock in Olga The Lee County Sheriff’s Office is responding to a scene of a water rescue where three people were recovered.
PUNTA GORDA The Weather Authority helps you prepare for the hurricane season at the 2024 Charlotte County Hurricane Expo With hurricane season less than two weeks away, it’s important to start preparing.
GAINESVILLE FGCU softball senior balances EMT training and Regional play Ahead of NCAA Regional play, FGCU senior outfielder Riley Oakes started EMT training as she works toward being a trauma surgeon.
PUNTA GORDA Homes For Our Troops grants veteran new home Through all the cheers and a community-wide escort, it’s a ‘welcome to your forever home for army sergeant veteran Brandon Rethmel and his family.
SOUTHWEST FLORIDA Beat the Heat: Stay safe during extreme weather The Weather Authority has issued a heat advisory for portions of South, Southeast, and Southwest Florida from 10 a.m. to 8 p.m. on Saturday.
FORT MYERS Leaders discuss possibility of shutting down Caloosahatchee Bridge Should residents endure two years of partial lane closures, or fully shut the Caloosahatchee bridge down for 10 weeks?
GAINESVILLE FGCU softball parents cherish NCAA Tournament experience The parents of the FGCU softball team are relishing seeing their daughters play in the NCAA Tournament.
A political party banner waves over a home damaged in the passing of Hurricane Maria, in the community of Ingenio in Toa Baja, Puerto Rico, Monday, Oct. 2, 2017. President Donald Trump is planning to visit the U.S. territory on Tuesday. (AP Photo/Ramon Espinosa) In the days after Hurricane Irma that only way to get to Melissa and Justin Holland’s home in a neighborhood off Buckingham Road was by boat. Four feet of water had entered the home, destroying nearly all of their possessions. “The first thing you noticed was the smell,” said the Kindergarten teacher and mother to two young girls. Months later, the Hollands home has been completely repaired with a brand new open-concept kitchen. But they had to rely on donations from family and friends to replace their furniture, clothing and other possessions that insurance coverage did not cover. The Hollands did not have content coverage on their flood insurance policy so their claim only paid to repair the actual structure of the house. “If you have a mortgage and you are in a flood zone, typically lenders could care less about the furniture inside the home, they really only care about the structure,” said Kagen Cooksley, the owner of Regency Insurance. Cooksly said he had customers who got rid of content coverage as a way to save money, who learned the hard way what that entailed. Others he said raised deductibles or dropped flood policies all together when their mortgages were paid off. He said he saw customers without enough insurance in high-risk areas like the Hollands, and others in low-risk areas with thousands of dollars worth of damage. “If you live in Florida. You should have flood insurance,” he said. Most insurance companies require flood and homeowner’s policies to be in place prior to a storm threatening. Read our tips for insurance prior to hurricane season. DOWNLOAD: Printable insurance tips 10 Insurance Tips before Hurricane Season 1. Purchase policies and make all changes before or at the beginning of storm season. Some companies won’t let you make changes after a storm is threatening 2. Most homeowners policies do not include coverage for flooding. If you are in a high-risk flood zone your mortgage carrier will likely require flood insurance. If you are in a low-risk area you should consider getting a flood insurance policy in conjunction with your homeowner’s policy 3. Flood insurance policies may not contain content coverage, so your furniture, appliances, clothing and other possessions would not be covered. Check your policy and ask to add content coverage to have protection for these items. 4. Part-time residents may be able to save money on flood insurance policies by looking for coverage sold on the private market separate from the National Flood Insurance Program. Federally backed NFIP policies require an assessment fee for part-time residents where private policies do not. 5. Homeowner’s policies may not include coverage for pool cages, lanais and other outdoor room. Check your policy and ask about having this additional protection added 6. In most policies, there is a separate hurricane deductible. Check yours to see what you will have to pay for hurricane damage before insurance kicks in 7. Raising your deductible to save money every month could hurt you if you have major damage from a hurricane. A $10,000 deductible could mean you will have to pay to replace your entire roof out of pocket 8. If you had a claim paid out from last storm season and have not yet made repairs, do those repairs before your policy renews. Insurance companies may choose not to renew a policy if repairs from an old claim have not been made 9. Know how to access your insurance documents online and file a claim online. Insurance companies and agents were flooded with calls during Hurricane Irma. Getting a claim filed online can save you time and get your claim handled faster. 10. Keep all your policies and documents in one place that you can easily access or evacuate with if a storm threatens